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About GRUH Finance Limited
GRUH Finance Limited (GRUH) - a subsidiary of HDFC Ltd., is a Housing Finance Company (HFC) recognized by National Housing Bank.
GRUH offers loans to individuals for purchase, construction, repairs, renovation of dwelling units. GRUH also offers loans to the Self employed segment where in formal income proofs are not available. The income of such applicants is appraised based on field investigation and surrogate income proof. GRUH also offeres loans to professionals for purchase of office premises.
The rate of interest is based on credit score methodology wherein each applicant is evaluated based on individual credit criteria. Depending on the loan product selected, the customer can therefore get a rate of interest within a band depending on individual credit score.
GRUH accepts deposits. GRUH deposits are rated MAA+ by ICRA and FAA+ by CRISIL.
GRUH has 120 offices in 7 states of the country viz. Gujarat, Maharashtra, Karnataka, Rajasthan, Madhya Pradesh, Chhattisgarh and Tamil Nadu.
GRUH Finance Limited (GRUH) - a subsidiary of HDFC Ltd., is a Housing Finance Company (HFC) recognized by National Housing Bank.
GRUH offers loans to individuals for purchase, construction, repairs, renovation of dwelling units. GRUH also offers loans to the Self employed segment where in formal income proofs are not available. The income of such applicants is appraised based on field investigation and surrogate income proof. GRUH also offeres loans to professionals for purchase of office premises.
The rate of interest is based on credit score methodology wherein each applicant is evaluated based on individual credit criteria. Depending on the loan product selected, the customer can therefore get a rate of interest within a band depending on individual credit score.
GRUH accepts deposits. GRUH deposits are rated MAA+ by ICRA and FAA+ by CRISIL.
GRUH has 120 offices in 7 states of the country viz. Gujarat, Maharashtra, Karnataka, Rajasthan, Madhya Pradesh, Chhattisgarh and Tamil Nadu.
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