Mr. Keki M. Mistry, the non-executive Chairman of the Company is the Vice Chairman & Chief Executive Officer of Housing Development Finance Corporation Limited (HDFC). He is a Fellow of the Institute ... Read more
- Promoted by HDFC and AKFED in July 1986
- Commenced operations from Ahmedabad, Gujarat in January 1988
- Registered with National Housing Bank (NHB)
- Subsidiary of HDFC Ltd – the pioneer in Housing Finance in India
- Retail network of 195 branches spread across 11 states
- Recognised by the NHB for refinace facility
- Cumulative disbursement of Rs. 28,456 crores as on March 31, 2018
- Cumulative disbursement under Golden Jubilee Rural Housing Finance Scheme (GJRHFS) upto March 31, 2018 of Rs. 10058 crores
- Average loan offered in 2017-18 of Rs. 9.40 lac
Affordable Home Loans
- Wide range of Home Loan Products to provide Home Loans for All
- Affordable interest rates
- Simplified documents
- Loans also available for Self Employed Segment having no formal income proof
- Presence in 1131 talukas spread over 125 districts of the country
- More than 50% of loans advanced in rural areas
We understand your loan requirement. Visit our nearest Branch –> Apply for a Loan Now –> Locate your nearest GRUH Branch
Appropriate institutional structure for rural housing in villages and small towns backed by an autonomous specialised and professionally managed financially viable agency at a regional level.– Late Shri H.T. Parekh
We want to be a partner to families in building their home.
We therefore endeavour to develop products and services to help meet their need for home and structure financial plans to suit their cash flow and convenience.
Our loan products offer multiple options of amortisation and interest calculation with a view to enable sharing of interest rate risk based on individual credit capabilities.
Our focus on deeper geographical pockets.
We believe in transparency with our customers, associates and stakeholders and also strive to become a friend to the families we serve.
Board of Directors
Mr. Prafull Anubhai, is a Corporate Advisor. He is associated with educational and research institutions like Indian Institute of Management (IIMA), Ahmedabad Education Society (AES), Ahmedabad Univer... Read more
Ms. Renu S. Karnad, the Managing Director of Housing Development Finance Corporation Limited (HDFC Ltd.), holds a Master's degree in Economics from the University of Delhi and is a Law Graduate. She i... Read more
Mr. K.G. Krishnamurthy is the Managing Director & CEO of HDFC Property Ventures Limited (HPVL). Prior to that, he was employed with HDFC as Senior General Manager – Technical Services. He has played... Read more
Mr. S.G. Mankad, IAS (retd), holds Masters in History from University of Delhi. He has served in various capacities both in Government of India and the State of Gujarat. His last assignment was as Chi... Read more
Mr. Biswamohan Mahapatra was a Central Banker with his career spanning over 33 years in Reserve Bank of India (RBI) mostly in the areas of banking regulation, policy and supervision. He retired as Exe... Read more
Mr. Pankaj Patel, the Chairman and Managing Director of Cadila Healthcare Ltd., is an M. Pharm in Pharmaceutical Technology, and spearheads Zydus Group of Companies, an innovation-driven, global healt... Read more
Mr. Rajesh Narain Gupta, is the Managing Partner at SNG & Partners, Advocates & Solicitors, a full service law firm with its presence in Singapore and Qatar apart from offices in India. He holds Bache... Read more
Ms. Bhavna Doshi, is a fellow member of the Institute of Chartered Accountants of India and holds Masters Degree in Commerce from Mumbai University. She has rich experience of over three decades advis... Read more
Mr. Kamlesh Shah, the Executive Director of GRUH, is a Fellow member of the Institute of Chartered Accountants of India. He has been employed with GRUH since 1990. He has the working experience of han... Read more
Mr. Sudhin Choksey, the Managing Director of GRUH, is a Fellow Member of the Institute of Chartered Accountants of India. He was appointed as the CEO of the Company in 1998 and the Managing Director i... Read more