• Promoted by HDFC and AKFED in July 1986
  • Commenced operations from Ahmedabad, Gujarat in January 1988
  • Registered with National Housing Bank (NHB)
  • Subsidiary of HDFC Ltd – the pioneer in Housing Finance in India
  • Retail network of 195 branches spread across 11 states
  • Recognised by the NHB for refinace facility
  • Cumulative disbursement of Rs. 28,456 crores as on March 31, 2018
  • Cumulative disbursement under Golden Jubilee Rural Housing Finance Scheme (GJRHFS) upto March 31, 2018 of Rs. 10058 crores
  • Average loan offered in 2017-18 of Rs. 9.40 lac
Affordable Home Loans
  • Wide range of Home Loan Products to provide Home Loans for All
  • Affordable interest rates
  • Simplified documents
  • Loans also available for Self Employed Segment having no formal income proof
Rural Focus
  • Presence in 1131 talukas spread over 125 districts of the country
  • More than 50% of loans advanced in rural areas

We understand your loan requirement. Visit our nearest Branch –> Apply for a Loan Now –> Locate your nearest GRUH Branch

Appropriate institutional structure for rural housing in villages and small towns backed by an autonomous specialised and professionally managed financially viable agency at a regional level.– Late Shri H.T. Parekh
Our Founder

We want to be a partner to families in building their home.

We therefore endeavour to develop products and services to help meet their need for home and structure financial plans to suit their cash flow and convenience.

Our loan products offer multiple options of amortisation and interest calculation with a view to enable sharing of interest rate risk based on individual credit capabilities.

Our focus on deeper geographical pockets.

We believe in transparency with our customers, associates and stakeholders and also strive to become a friend to the families we serve.

Board of Directors