Deposits under the GRUH Annual Income Plan are accepted in multiples of 1000/- for a term ranging from 12 to 120 months. Advance interest warrants for interest are given for each financial year dated the last date of the year. The minimum amount under this scheme is 2,000/-.

New Deposit Rates Effective October 18, 2018

Term in Months ROI (% p.a.) TDS Free Limits ()
Normal Sr. Citizen
12-24 7.75% 64,000 62,000
25-60 8.00% 62,000 60,000
61-120 8.25% 60,000 58,000

Minimum Amount in Rupees : 2,000/-

0.25% additional on Deposits received from Senior Citizens (60 years and above), Trust Depositors & GRUHINIs

In case of Annual Income Plan, Interest will be paid every year on 31st March.