• GRUH is a National Housing Bank (NHB) recognized, deposit accepting Housing Finance Company (HFC)
  • Deposit placed with GRUH qualifies under the category of specified investment as defined under section 11(5)(ix) of the Income Tax Act, 1961.
  • No TDS on Interest on Deposits upto 5000/- per financial year
  • Loan against individual deposits as per NHB guidelines
  • ECS facility available for payment of interest on non-cumulative deposits
  • Advance interest warrants for one financial year
  • Premature withdrawal facility available as per existing NHB directives
  • Nomination facility available
  • Demand draft facility available for repayment