How do I repay the loan?

The repayment of the loan would commence from the month following the month in which you take the full disbursement.The repayment of the loan would be by way of Equated Monthly Instalments (EMIs) comprising of principal and interest.

Pre EMI interest would be payable during the period after you take your first disbursement and before commencement of your EMI. Pre EMI interest would be charged at the same rate at which EMI is calculated and would be payable every month on the amount of loan disbursed.

Repayment of the loan can be made by cheque/demand draft at any of GRUH’s retail offices. GRUH also accepts post dated cheques for repayment and offers NACH facility. Repayment can also be made at Collection Centres approved by GRUH.